Sara F. Holladay Partner

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Sara serves as the office managing partner and leader of the Jacksonville office’s financial services litigation group. Sara is an experienced class action and complex commercial litigator representing companies of all sizes. Sara also has a robust appellate practice, representing clients in state and federal appellate courts.

Sara represents clients in state and federal courts in Florida and around the country, as well as a variety of arbitration and administrative forums. She has defended clients in numerous class actions, including taking several cases through and defeating class certification and, when appropriate, settling cases on an individual or class-wide basis. Sara’s class action experience ranges from typical alphabet soup consumer finance class actions (FCCPA, FCRA, FACTA, FTSA, FDCPA, TCPA, TILA, RESPA, HUD), to unfair and deceptive trade practices (UDAP), contract and warranty claims.

In addition to her class action work, Sara maintains a complex litigation practice representing companies of all sizes in business-to-business disputes, real estate disputes, and defense of varied consumer claims. She also routinely advises clients on policy and best practices, contract interpretation, and litigation avoidance.

Sara has represented financial institutions and other corporations in over 400 appellate matters, ranging from merits appeals, novel procedural issues on jurisdiction, to more complex issues of standing, class certification matters, UDAP application, and statutory construction.

Experience

Financial Services

  • Counsels state and federal chartered credit unions on compliance, regulatory, litigation, and other risk matters.
  • Acts as escalation counsel for large banking institution handling various issues and claims concerning mortgage servicing and origination, and other high exposure issues.
  • Represents several different financial institutions and mortgage services in putative class actions related to improper property inspection and property preservation fees, and attorney’s fee recovery on defaulted loans.
  • Represented large financial institution in defense of complex claims related to mortgaged-backed securities, revolving debt facility, and secondary mortgage market gestation financing, successfully resolved via settlement for client.
  • Successfully defeated class certification in nationwide putative class action against financial institution alleging violation of HUD regulations and improper collection of mortgage interest.
  • Successfully defeated at summary judgment nationwide class actions against loan servicer alleging violations of FDCPA and consent orders concerning collection of time barred debt.
  • Handles arbitration disputes concerning a variety of consumer claims for several large financial institutions.

Other General Class Action

  • Successfully struck putative class under amendment to FTSA, defeating constitutional challenges.
  • Successfully defeated class certification in nationwide putative class action and obtained dismissals of related state class actions alleging violations of FACTA for information appearing on consumer quasi-cash receipts.
  • Represents sunglasses company in related class actions alleging breaching of Magnuson-Moss Warranty Act, state warranty law, and violations of FDUTPA and other state UDAP laws, including related appeals.
  • Represents numerous clients concerning litigation of and compliance with FCCPA issues, including after-hour’s emails.
  • Represents clients in TCPA and FTSA class action litigation.

Real Estate

  • Counsels clients on landlord-tenant, construction lien, encroachment, and lease negotiation issues.
  • Represents Class I railroad in a variety of complex litigation matters, including concerning federal preemption, contract, real estate litigation, and easement and crossing disputes.
  • Litigation and trial counsel for clients on a variety of issues including title and easement disputes, eminent domain and condemnation, fraud, origination, and servicing.

Appeal and Other

  • Obtained favorable results on appeal in hundreds of matters for clients, upholding tribunal decisions at trial and summary judgment, evidentiary issues, novel procedural issues, jurisdiction and standing.
  • Successfully argued novel personal jurisdiction argument before Florida Appeals Court concerning foreign manufacturer defendant.
  • Advises several sunglass companies on warranty and marketing related matters.
  • Provides third-party subpoena and counseling services for various clients.
  • Represents clients in bankruptcy matters including adversary proceedings and fraudulent transfer claims.